Source: USA Today – Medora Lee https://www.usatoday.com/story/money/personalfinance/2026/07/07/improve-odds-buying-home-tips/90741849007/
If you’ve ever felt unsure about the steps involved in buying a home, you’re in good company. A recent FICO survey highlighted that 59% of Americans don’t fully understand the homebuying process, and that number rises to 64% among first‑time buyers. Even more eye‑opening: one in four people don’t know their own FICO score, a key factor in qualifying for a mortgage.
At Housing Hub Southwest, we see this not as a barrier—but as a chance to empower future homeowners with practical, confidence‑building knowledge.
A few simple steps can make a big difference as you prepare for homeownership:
- Check your credit early. Understanding your FICO score gives you a clearer picture of where you stand and what improvements might help.
- Explore rent‑reporting programs. Adding your on‑time rent payments to your credit history may help strengthen your score over time.
- Shop for mortgage rates confidently. FICO notes that multiple mortgage inquiries within a short window are usually counted as a single inquiry, so comparing lenders won’t unnecessarily harm your credit.
And if you’re ready to take the next step, we’ve created a space just for you.
Join Us: First‑Time Homebuyer Boot Camp
August 4 • In person • Housing Hub Southwest • RSVP housinghubsouthwest@gmail.com.
This hands‑on workshop is designed to help you close the knowledge gap, understand your credit, compare loan options, and move forward with clarity. Whether you’re months away from buying or just starting to explore, this Boot Camp will give you the tools—and the confidence—to make informed decisions.
Buying a home shouldn’t feel overwhelming. With the right information and a supportive community, you can navigate the process one step at a time. We’re here to help you get started.
